Improve Your Credit Score
- Always pay all of your bills before their due dates. Late payments, even every once in a while, will lower your score. Boosting your score requires consistently paying all of your bills early!
- Pay down balances on revolving credit accounts. Low credit balances and high credit limits are interpreted by lenders as a sign of responsible credit management, which raises your score.
- Always pay more than the minimum amount on revolving accounts.
- Never let your credit balances exceed their limits. Never bounce checks or overdraw your accounts.
- Check your credit report at least twice a year to monitor your progress and get detailed information about your credit profile.
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