Improve Your Credit Score

Tips to help improve your credit score.

  1. Always pay all of your bills before their due dates. Late payments, even every once in a while, will lower your score. Boosting your score requires consistently paying all of your bills early!
  2. Pay down balances on revolving credit accounts. Low credit balances and high credit limits are interpreted by lenders as a sign of responsible credit management, which raises your score.
  3. Always pay more than the minimum amount on revolving accounts.
  4. Never let your credit balances exceed their limits. Never bounce checks or overdraw your accounts.
  5. Check your credit report at least twice a year to monitor your progress and get detailed information about your credit profile.

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