FREE Credit Report for Consumers…
…Every consumer is allowed a free credit report once a year.Effective December 1, 2004, consumers were entitled to receive one free credit report each year. The free annual credit checkups were mandated by the Fair and Accurate Credit Transactions Act, signed int law last December by President Bush. This law includes a number of provisions designed to fight identity theft, which hits millions of U.S. consumers each year.This is an important right for consumers. Currently numerous websites offer free credit reports but all require trial subscriptions to credit monitorning services. The site that is mandated by federal law is free.To obtain a free copy one can call the free number:877-322-8228Written requests can be obtained by writing to:Annual Credit Report
Request Service
P. O. Box 105281
Atlanta, GA 30348-5281You will have the option to choose from the three bureaus:Equifax
Experian
TransUnionSince the contents of a credit reports is a major factor in purchasing a home, car and sometimes even qualifying for a job - Consumer Advocates urge consumers to quickly take advantage of this opportunity.