Every consumer should make sure…
…they are utilizing the free annual credit report each year to verify that the information contained within their credit report is accurate and the credit report contains no false information. When obtaining your free credit report you should make sure you definitely take advantage of obtaining reports from all 3 credit bureaus (all 3 will provide you 1 free report each year) and obtain them separately so that if you do need to dispute information you can do it easily with each bureau.
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