If you start falling behind…
…the 3 most important things to pay each month are your mortgage, utilities and food. Credit card companies will hound you the hardest, because they have the most to lose if you declare bankruptcy. Try to work out payment plans with your other creditors, but decide in your mind that the mortgage money is off the table. In other words, set you mortgage payment aside first. Don’t let other creditors coerce you into using that money.
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