The lenders that will lend money to people for a mortgage and have no credit and no credit scores are not nearly as abundant as the lenders that will lend to people with credit and credit scores. This is one reason why using a mortgage broker makes the most sense. A mortgage broker will generally know which banks have programs for consumers with no credit or credit scores and they have the ability to shop between those banks that will lend to these types of borrowers and get the best financing for you. A mortgage broker will also know what is expected and what requirements those lenders will have so that they can find the lender that will fit your needs the best.

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