When FHA is underwriting a mortgage loan they do not look directly at the credit fico score of the borrower; instead they look at overall credit profile. However even though fico credit score is not a large factor in an FHA loan you mortgage history is. Fha requires no mortgage late payments in the last 12 months regardless of the borrowers fico credit score.

No related posts.

Related posts brought to you by Yet Another Related Posts Plugin.

Tagged with:

Filed under: blog

Like this post? Subscribe to my RSS feed and get loads more!