Addition of Consumer Statement Credit Repair Letter
Sample Addition of Consumer Statement Letter
The purpose of this addition of consumer statement letter is used to add a consumer statement of 100 words or less to your credit report. This statement should only be added if you have attempted to delete the negative items and you are unsuccessful. This credit repair addition of consumer statement letter will allow you to explain yourself for all to see.
Simply copy this addition of consumer statement letter and replace the information in brackets [ ] with your information.
To Whom It May Concern,
I recently disputed the accuracy and completeness of incorrect information on my credit report. Since reinvestigation has not resolved my dispute, I insist the following statement, without alterations, be included in my credit report to show the nature of my dispute for all to see:
[Consumer statement]
According to the Fair Credit Reporting Act 15 USC Section 1611i (b), I have the right to include the above consumer statement in my credit report. The Act also states that you are obligated to include my statement in any subsequent consumer reports that include the disputed information. Furthermore, because my statement contains less than 100 words, I demand that you include the full text of the statement in my report, without changes, alterations or summaries.
According to the Fair Credit Reporting Act, you are required to send me a free updated copy of my credit report including the above statement, within thirty days from your receipt of this request. This represents a reasonable period of time for completing this update, unless otherwise you notify me immediately. Please send the report to the [Current Address] stated below.
[Name]
Social Security Number: [Social Security Number]
Date of Birth: [Date of Birth]
[Current Address]
[City, State Zip]
Sincerely,
[Signature]
[Date]
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