Request to Merge Inquiries Credit Repair Letter
Sample Request to Merge Inquiries Letter
The purpose of this request to merge inquiries letter is used to combine several inquiries into one. For, you may have applied for a home loan with a mortgage broker who allowed many companies to pull your credit report, which would have a negative impact on your credit.
Simply copy this request to merge inquiries letter and replace the information in brackets [ ] with your information.
To Whom It May Concern,
I have recently found on my credit report the presence of several inquiries as entries separated from their corresponding accounts. These inquiries duplicate inaccurately the information in my report, and reflect an incomplete and inaccurate processing of information in my file. The inquiry entries should be deleted, or at least merged into the accounts to which they belong. The accounts in question are:
Company Name(s): [Names of Company]
Date: [Date]Under the provisions of the Fair Credit Reporting Act 15 USC Section 1681i, please reinvestigate and delete these disputed items, and send me the names and addresses of persons contacted. Under 15 USC Section 1681i (5) (A), you are allowed thirty days from receipt of The purpose of this xxx letter to complete these actions, unless you immediately notify me otherwise. Please understand that failure to re-verify these items within this time constitutes non-verification, and the items must be promptly deleted as per Section 1681i (a).
Also, according to 15 USC Section 1681i (D) of the Fair Credit Reporting Act, please notify me when the items have been deleted, and send an updated copy of my credit report to the address below. There should be no charge for notification of changes on my credit report, pursuant to 15 USC section 1681j, of the Fair Credit Reporting Act.
I appreciate your assistance with this matter.
[Name]
Social Security Number: [Social Security Number]
Date of Birth: [Date of Birth]
[Current Address]
[City, State Zip]
Sincerely,
[Signature]
[Date]
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