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If You Have A Heloc

If you have a heloc or a home equity line of credit, with an adjustable rate then you may want to consider refinancing your home equity line of credit, or heloc into something with a fixed rate. You can either refinance your heloc into a fixed rate second mortgage, or you can refinance your first mortgage and your heloc together to have one low fixed rate mortgage versus having a first mortgage and an adjustable rate home equity line of credit.

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