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Keeping Your Credit Card Or

Keeping your credit card or revolving debt balances at 20-40% of your available limit’s is one way to raise your credit score or to keep your credit score high. If you have credit cards that are maxed out then you should work hard to pay them down so that you get to the 20-40% balance to limit threshold. Balances compared to credit limit’s is one of the major factors when your credit score is being determined so really focus on trying not to max out your revolving debt.

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