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Many Mortgage Loans Programs

Many mortgage loans programs are available to borrowers with less than perfect credit. One thing to consider when obtaining a loan with less than perfect credit: the borrower can usually get a better interest rate by getting a two or three year fixed product rather than the traditional 30 year fixed. This makes good sense because once the credit is repaired two or three years down the road the borrower will most likely want to refinance into a lower interest a paper type loan.

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