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Under The Fair Credit Reporting
Under the fair credit reporting act effective october 1, 1997, a credit reporting agency has 5 days from the date of receipt of a written investigation request to contact the appropriate credit grantor about investigation the complaint’s) and receive a reply back within 30 days of the original notification date. Within 5 business days after the completion of the investigation, the credit bureau (I.e.: Equifax, transunion, Experian) must send a written report to the consumer with it’s findings with a copy of the revised report if there were any changes made.
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