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Your Credit Bureau Score Is A
Your credit bureau score is a big factor in determining your interest rate and your ability to qualify for a loan. Even after you apply, changes to your credit bureau score can change your interest rate and your ability to qualify. Many lenders check your credit report shortly before closing. A drop in your score could have an adverse effect on your loan. Some borrowers, when refinancing or applying for a debt consolidation loan, decide to not make a payment on a loan that will be paid off. Don’t do this without consulting your mortgage professional first.
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