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Your Payment History Accounts For

Your payment history accounts for the highest percentage of your credit report, approximately 35% of your total score. Therefore, if the maximum credit score possible is 850 points, 35% of this would be approximately 300 points. So if you have a perfect credit history and you have never had any late payments, collections, charge-offs or judgments, you should roughly have around 300 points just for paying your bills on time.

Are bad credit scores stopping you from getting what you want?

You have two choices: you can improve credit scores using credit repair software or contact a credit repair service for a free consultation today!

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