Remove Charge Offs
Learn How To Remove Charge Offs From Your Credit Report and Improve Credit Scores By 200 Points
The most noticeable items that negatively impact your credit score ratings include charge offs, collections, late payments, low credit limits reported, paid derogatory, paid charge offs or settled, accounts listed as unpaid and lastly, foreclosures and tax liens. Learning how to remove charge offs is paramount if you want to fix your credit scores.
What Are Charge Offs
Charge Offs are a debt that was delinquent, sent to collection, and is was deemed to be written off. When a debt has been charged-off, you are still responsible for paying off the debt.
Fair Credit Reporting Act
Although charge offs are very negative, the good news is that they can be disputed and you can remove charge offs according the Fair Credit Reporting Act. You may contact the credit bureaus and have them investigate any items listed as charge offs on your credit.
How Do You Remove Charge Offs?
The FCRA gives you the right to dispute inaccuracies and omissions, and it requires credit bureaus to investigate your complaint (generally in thirty days), send you a immediate response and to remove charge offs.
What’s The Best Way To Remove Charge Offs From Your Credit Report?
Last year, Lexington Law helped clients remove over 168,000 charge offs from their credit reports. How did Lexington Law remove charge offs from credit reports? Through effective credit bureau disputation and creditor interventions. For over 20 years, Lexington Law Firm has been the trusted provider of affordable, legal credit repair solutions for people across the country and from all walks of life. Want proof? View the 2010 Charge Off Deletions by Company
Steps To Remove Charge Offs from your Credit Report With Lexington Law
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