Remove Collections and Watch Your Credit Scores Improve By 200 Points
Do you pay your bills on time? If you have paid bills late, then you probably have had an account referred to a collection agency. Once this happens, the collection will show up in your credit score report and to remove collections is one of the biggest obstacles you will face in improving credit.
Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act clearly states that you do not have to deal with credit or debt collectors. You can stop collectors from calling and writing with a cease and desist letter. They then are mo longer able to legally contact you by phone, at work, by fax, or by certified mail.
Did You Know That You Have The Right To Remove Collections On On Your Credit Report?
Collections can be disputed according the Fair Credit Reporting Act. You are entitle to contact the credit bureaus and have them investigate collections from collection companies that show up on your credit. Typically it takes 30 days for them to contact you regarding their investigation.
How Do You Remove Collections?
There are several ways to remove collections:
- Hire a credit repair service. (Good)
- Do it yourself by writing credit repair letters
- Do it yourself using credit repair software. (Best)
Remove Collections With Credit Repair Software