Improve Credit Scores Quickly When You Remove Late Payments From Your Credit Reports

Making late payments will decrease you credit score and most likely incur additional charges or fees. Credit scores are calculated by your bill-paying history, so late payments tend to reflect negatively. Late payments typically remain on you credit score rating for years, This minor problem tends to become major one when it comes to your credit.

Did You Know That You Have The Right To Remove Late Payments On On Your Credit Report?

According to the Fair Credit Reporting Act, you can dispute late payments on your credit. The credit bureau(s) will investigate the items in question usually within 30 days unless they think your dispute frivolous. They additionally should forward all the relevant information you supply about the late payments.

How Do You Remove Late Payments?

Nearly everyone has paid bills late for one reason or another. Maybe a invoice was sent to a wrong address, or you have had a dispute with a vendor. It is likely that you have some issues on your report that may be disputed or corrected. Here are several ways to remove late payments:

  1. Hire a credit repair service. (Expensive and Fast)
  2. Do it yourself by writing credit repair letters to each of the credit bureau(s). (Free and Slow)
  3. Do it yourself using credit repair software. (Inexpensive and Fast)

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