Improve Credit Score by 200 Points » chase http://improveyourscore.org Fri, 04 Nov 2011 07:02:00 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Always Answer Any Questions http://improveyourscore.org/credit/always-answer-any-questions/ http://improveyourscore.org/credit/always-answer-any-questions/#comments Thu, 05 Mar 2009 05:29:13 +0000 admin http://improveyourscore.org/2009/03/04/always-answer-any-questions/ Yet Another Related Posts Plugin.]]> Always answer any questions honestly. If there is an ugly patch of carpet where your dog chewed up an ink pen, let the prospective buyers know. If the roof leaks in the spring, but it’s now summer and you’ve painted over the stain, tell the prospect. Anything you misrepresent can and probably will be used against you. And of course, you would want the same honesty when you purchase.

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]]> http://improveyourscore.org/credit/always-answer-any-questions/feed/ 0 Probably The Most Critical Component http://improveyourscore.org/credit/probably-the-most-critical-component/ http://improveyourscore.org/credit/probably-the-most-critical-component/#comments Wed, 04 Mar 2009 18:03:50 +0000 admin http://improveyourscore.org/2009/03/04/probably-the-most-critical-component/ Yet Another Related Posts Plugin.]]> Probably the most critical component to the success or failure of a for sale by owner is the asking price. It must be high enough so the seller doesn’t do all the work for nothing, yet pricing too high will make it hard to generate interest in the property. Many realtors will perform a comparative market analysis even though they are not going to be listing the home for sale. They do this because they feel the seller may let the realtor represent them on the purchase of the seller’s next home. The cma can prove very valuable in helping the seller determine a proper asking price.

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]]> http://improveyourscore.org/credit/probably-the-most-critical-component/feed/ 0 If You’ve Developed A http://improveyourscore.org/credit/if-youve-developed-a/ http://improveyourscore.org/credit/if-youve-developed-a/#comments Mon, 02 Mar 2009 14:54:58 +0000 admin http://improveyourscore.org/2009/03/02/if-youve-developed-a/ Yet Another Related Posts Plugin.]]> If you’ve developed a relationship with a loan officer, you might consider asking him for a stack of his business cards. You can then hand them out to home viewers, and the loan officer can then speak with them regarding financing options. You will then have the benefit of knowing whether these potential buyers are truly capable of obtaining the financing necessary to purchase your home.

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]]> http://improveyourscore.org/credit/if-youve-developed-a/feed/ 0 Check With A Title http://improveyourscore.org/credit/check-with-a-title/ http://improveyourscore.org/credit/check-with-a-title/#comments Sat, 28 Feb 2009 12:49:08 +0000 admin http://improveyourscore.org/2009/02/28/check-with-a-title/ Yet Another Related Posts Plugin.]]> Check with a title company for a fsbo kit. Many of them will provide them at no cost to encourage the seller to use them to close the loan. The kit will have a purchase agreement and other helpful information.

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]]> http://improveyourscore.org/credit/check-with-a-title/feed/ 1 Honor Your Agreements With Vendors . http://improveyourscore.org/credit/honor-your-agreements-with-vendors/ http://improveyourscore.org/credit/honor-your-agreements-with-vendors/#comments Sun, 22 Feb 2009 09:18:22 +0000 admin http://improveyourscore.org/2009/02/22/honor-your-agreements-with-vendors/ Yet Another Related Posts Plugin.]]> Honor your agreements with vendors . Do not stop making installment payments because you are dissatisfied with an appliance you bought. Instead, try to resolve the issue with the vendor, even if it means going to court. Vendors who grant you credit on purchases can report to the credit agencies. Another common mistake people make is they stop honoring sales agreements they make with mobile phone companies. Many mobile phone carriers give away phones for free with a one or two year contract. People who break their contracts will be reported to credit bureaus.

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]]> http://improveyourscore.org/credit/honor-your-agreements-with-vendors/feed/ 0 There Are Many Loan http://improveyourscore.org/credit/there-are-many-loan/ http://improveyourscore.org/credit/there-are-many-loan/#comments Sun, 08 Feb 2009 15:52:27 +0000 admin http://improveyourscore.org/2009/02/08/there-are-many-loan/ Yet Another Related Posts Plugin.]]> There are many loan programs for people with mid 500 scores that will allow you to purchase a home with as little as 10% down. Some programs will even allow 90% financing all the way down to a 500 credit score. Loan programs in this niche change frequently, but most will require a full documentation loan, that will require you to prove your income, employment, and assets.

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]]> http://improveyourscore.org/credit/there-are-many-loan/feed/ 0 Over Insurance Is One http://improveyourscore.org/credit/over-insurance-is-one/ http://improveyourscore.org/credit/over-insurance-is-one/#comments Thu, 15 Jan 2009 20:31:03 +0000 admin http://improveyourscore.org/2009/01/15/over-insurance-is-one/ Yet Another Related Posts Plugin.]]> Over insurance is one of the biggest waste in home owner insurance. Some lender banks require home owners to purchase insurance coverage’s on their homes for the loan amounts, rather than for the full replacement costs of the homes. In most states, such practice is outlawed. Check with your state to see if you can purchase insurance coverage for only the replacement cost of your home, which in most cases is less than the loan amount.

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]]> http://improveyourscore.org/credit/over-insurance-is-one/feed/ 0 Many Lenders Can Use Alternative http://improveyourscore.org/credit/many-lenders-can-use-alternative/ http://improveyourscore.org/credit/many-lenders-can-use-alternative/#comments Sat, 03 Jan 2009 18:43:11 +0000 admin http://improveyourscore.org/2009/01/03/many-lenders-can-use-alternative/ Yet Another Related Posts Plugin.]]> Many lenders can use alternative forms of credit to help in qualifying for a new home purchase. Some alternate forms of credit used can be phone bills, utility bills, etc.

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]]> http://improveyourscore.org/credit/many-lenders-can-use-alternative/feed/ 0 Sub-Prime Lenders Specialize In People http://improveyourscore.org/credit/sub-prime-lenders-specialize-in-people/ http://improveyourscore.org/credit/sub-prime-lenders-specialize-in-people/#comments Wed, 26 Nov 2008 06:11:07 +0000 admin http://improveyourscore.org/2008/11/25/sub-prime-lenders-specialize-in-people/ Yet Another Related Posts Plugin.]]> Sub-prime lenders specialize in people with less than perfect credit. With the loan programs available in today’s market most people can purchase a home.

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]]> http://improveyourscore.org/credit/sub-prime-lenders-specialize-in-people/feed/ 0 Not All Credit Reports Include http://improveyourscore.org/credit/not-all-credit-reports-include/ http://improveyourscore.org/credit/not-all-credit-reports-include/#comments Fri, 14 Nov 2008 03:55:09 +0000 admin http://improveyourscore.org/2008/11/13/not-all-credit-reports-include/ Yet Another Related Posts Plugin.]]> Not all credit reports include scores. Your free annual credit report contains all of your information but omit’s the scores. The scores can be purchased separately for a fee directly from the credit bureaus.

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